Meet Our Staff

Timothy W. Bays | Agency President

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Tim joined the Christmas & Bird Agency in 1985. After they merged with the Lenawee Agency in 1991, he became a partner in the new agency, Lenawee-Christmas. In 2004, he assumed the role as Agency President. He specializes in Commercial Business, Farm, Auto and Home Insurance.

Tim enjoys camping, golf, and is very involved with his kid’s sports activities.He is a lifelong resident of Lenawee County and lives here in Adrian with his wife Amy who is also in the business. They have two children, Brittany & Brandon.

Email Tim at tim@lenaweechristmas.com

Craig Dilyard | Agency Vice President

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Craig joined Lenawee-Christmas in 2004 as an agency partner. He is taking over for his father Jack who is semi-retired. His specialties include Auto, Home, Farm and Commercial Insurance.

Craig is a lifelong resident of Lenawee County and currently lives in Brooklyn. His children, Jessica, Jordin and Jacob keep him busy after hours with their sports activities.

Please call or email Craig today to help with all your insurance needs.
Email Craig at craig@lenaweechristmas.com
Jack Dilyard | Agent

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Jack started his own insurance agency in Addison in 1978. Seven years later he joined the Lenawee Insurance Agency and worked there until they merged with Christmas & Bird Agency in 1991 to form Lenawee-Christmas. In 2004 Jack’s son Craig joined the agency and is taking over for Jack.

While you’ll still find Jack in the office most of the week, he can now spend a little more time fishing knowing the agency is in good hands. To the many customers who may read this, thank you for letting us serve you!


Amy Bays | Administrative

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Amy joined Lenawee-Christmas in 1998 after working for a local pharmacy for 15 years. In addition to customer service, she handles the agency accounting as well as administrative support for the agents.

Amy enjoys spending time with her family, traveling, camping, and watching her kids excel in their sports activities, especially basketball. She has lived in Adrian all her life and is married to the Agency President, Tim. They have two children, Brittany and Brandon.

Email Amy at amy@lenaweechristmas.com
David S. Bird, LUTCF | Agent

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Dave’s been a Life Insurance Agent for over 25 years and joined Lenawee-Christmas in 1993. His specialties now include Life, Annuities, Auto and Home Insurance.

A member of the Tecumseh Kiwanis Club since 1981; Dave enjoys hunting, golf and is an avid snowmobiler. He lives in Tipton with his wife Kathy and has two sons Bob & Andy.

Email David at dave@lenaweechristmas.com


Elaine Dennis | Agent/ Customer Service

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Elaine joined Lenawee-Christmas in 2002. She is well qualified having worked in the industry for more than 30 years.

Specializing in Home and Auto Insurance, service to our customers is her Number-One-Priority. Elaine is a lifelong Michigan resident and lives here in Adrian.

Email Elaine at elaine@lenaweechristmas.com